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Your privacy is important. To protect your privacy, we provide this notice to explain our online information practices and the choices you can make about the way your information is collected and used.

Privacy Notification
The CFL Initiative website collects personal information, such as name, address, telephone number, or email address (collectively, “Personal Information”), when a user provides it to us on a voluntary basis. Access by our employees to a user’s Personal Information is only on a need to know basis on the understanding that it is confidential business information. CFL Initiative does not disclose Personal Information to third parties, unless authorized to do so by law or by contract.

Web Analytics
CFL Initiative’s website may use web analytics services. Such services may include the use of “cookies,” which are files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) may be transmitted to and stored by a web analytics services provider for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Web analytics service providers may also transfer this information to third parties when required to do so by law, or to process the information on the web analytics service provider’s behalf.  You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by a web analytics services provider in the manner and for the purposes set out above.

Disclaimer of Liability
CFL Initiative and its employees, and partners assume no responsibility for any improper or incorrect use of information contained on this website. In no event shall CFL Initiative be held liable for any direct, indirect, incidental, special, exemplary, or consequential damages or injury (including, but not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption), however caused, and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of CFL Initiative’s website or the information contained herein, even if advised of the possibility of such damage or injury. This disclaimer of liability applies to all claims for damages or injury, including, but not limited to, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, or unauthorized access to or alteration of data, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

Disclaimer of Warranties and Accuracy of Data
The data found on CFL Initiative’s website is produced from sources believed to be reliable. However, no warranty, express or implied, is made regarding accuracy, adequacy, completeness, legality, reliability, or usefulness of any information. The information on CFL Initiative’s website is provided on an “as is” basis. All warranties of any kind, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer virus, and non-infringement of proprietary rights are disclaimed.

Disclaimer of Duty to Continue Provision of Data
CFL Initiative has no continuing obligation to provide information on its website. Data may become out-of-date quickly. Content that is free and publicly available may be eliminated, restricted, or require a fee without notice. The location of items may change as menus, webpages, and files are reorganized. The user expressly agrees that use of this website is at the user’s sole risk. CFL Initiative does not warrant that the service will be uninterrupted or error free.

Disclaimer of Liability for External Links
CFL Initiative is not responsible for the content or privacy practices of any off-site pages referenced by its website. CFL Initiative is not liable for the defamatory, offensive, or illegal conduct of other users, links, or third parties, and risk of damage or injury from the foregoing rests entirely with the user. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties are those of the respective author or distributor and do not necessarily state or reflect those of CFL Initiative. Links from this website to another site do not constitute or imply an endorsement or referral. References in CFL Initiative’s website to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not necessarily constitute or imply endorsement, recommendation, or preference by CFL Initiative, and such reference shall not be used by third parties for advertising or product endorsement purposes.  The user assumes sole responsibility for use of third party links and pointers.

User’s Acceptance of These Terms
By using CFL Initiative’s website, the user acknowledges and agrees that use of this website shall comply with all applicable laws and regulations, and the rights of any third parties will not be violated. Use of this website constitutes the user’s consent to the terms set forth herein.

Changes in Our Policy
CFL Initiative reserves the right to change this Privacy Policy without notice at any time. We encourage users to visit this page regularly to look for any updates or changes.

Choice of Law
Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the State of Illinois. The laws of the State of Illinois shall apply to all use of this website.